MEDICARE  INSURANCE​​
    INTERVIEW  WITH  OUR  SPECIALIST
At Birdsong|Katz Real Estate Group, we can assist you with the sale of your home and connect you with Jane  and our Vetted Team of Experts to help you with the transition of downsizing. 

Our Expert in Insurance is Jonathan Brackin at Arbor Insurance. We've asked Jane to interview Jonathan so that he can let us know exactly what his services are.


Jane: Tell us about Ability Home Health Care?

Kate: Ability Home Health Care is a locally owned, medical home health agency that was started by two physical therapists who are passionate about elevating the way home health care is provided. We’re not a large, corporate franchise so we’re able to start services more quickly and spend more time with each patient. Ability Home Health Care is nationally ACHC accredited which reflects our dedication to meeting exceptional standards of care. We employ world-class clinicians including registered nurses, physical and occupational therapists, speech language pathologists, medical social workers and home health aides.

Jane: Why would someone need medical home health care?

Kate: To ensure that their medical needs are managed after being diagnosed with a new condition or prescribed a medical device; after surgery or hospitalization; or when having difficulty managing medication or a medical condition.

Jane: Does insurance cover the care you give?

Kate: Our care is paid for by Medicare Part A, Medicaid and Private Insurance. However, for Medicare to cover home health services, the patient’s physician must certify that the patient is ‘homebound’. This means that the patient must need the aid of supportive devices such as crutches, canes or wheelchairs, special transportation or the assistance of another person in order to leave their place of residence (home, retirement community, assisted living, etc.). Leaving the home must require considerable and taxing effort.

Jane: What does “aging in place” mean?

Kate: “Aging in place” is a lifestyle choice. One definition of to “age in place” means that you will be remaining in your own home for the later years of your life; not moving into a smaller home, assisted living, or a retirement community. Another way to look at “aging in place” is the ability to live in the residence of your choice, for as long as you’re able, as you age. Both definitions include being able to have any services like medical home health care (or other support) that you might need over time as your needs change. The second definition, though, gives you permission to move out of your three-story home, because you’re physically confined to the first floor, and into a ranch-style unit in a retirement community, and still believe that you’re “aging in place”. It’s a matter of how you look at it.
 
Jane: How often do you see patients whose “residence of choice” to “age in place” should be different than it is?
 
Kate: More often than you might think. We understand how difficult it can be to let go of memories and move from a home that you may have lived in for most of your life. In cases where there is a safety concern, our team of professionals will assess the accessibility of the home and the needs of the patient and make recommendations to retrofit the residence so the patient can best age in place.   
  
We believe in our Next Chapter program and the value it brings to our clients, so if you choose to sell your home with us, we will donate up to $1,000 of our commission towards any ONE of Jane's service provider's fees. Our reimbursement will take place at the close of the property in the form of a credit back to you as the seller. 
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Birdsong|Katz also pays for our concierge, Jane, to meet with you and connect you to any one or all of our vetted Team of Experts, so the concierge  service is entirely free to you.